Curriculum and Syllabus for Classes XI & XII
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Curriculum and Syllabus for Classes XI & XII |
| One Paper | 3 Hours | 100 Marks |
| Units | Unitwise Weightage | Marks |
| 1. | Introduction | 15 |
| 2. | Contract of Insurance | 20 |
| 3. | Fundamental Principles of Insurance | 30 |
| 4. | Kinds of Contract | 15 |
| 5. | Underwriting of Insurance | 5 |
| 6. | Claims | 5 |
| 7. | Salesmaship and Services | 10 |
Units
| 1. | Introduction | 15 Marks |
| (a) Risks | ||
| (b) Concept of risks | ||
| (c) Classification of risks | ||
| (d) Method of handling risks | ||
| (c) Risk and insurance | ||
| (f) Functions of insurance | ||
| (g) Scope Of insurance | ||
| (h) Brief history of life, fire and marine |
| 2. | Contract of Insurance | 20 Marks |
| (a) Definition | ||
| (b) Essentials | ||
| (c) Kinds of insurance contract | ||
| (d) Types of Insurance organisation in India |
| 3. | Fundamental Principles of Insurance | 30 Marks |
| (a) Basic Principles ; -Utmost good faith | ||
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-Insurable Interest -Indemnity -Subrogation -Contribution -Causa Proxirna |
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| (b) Co-insurance | ||
| (c) Re-insurance | ||
| (d) Mitigation of Loss-Attachment of Risk |
| 4. | Kinds of Contract | 15 Marks |
| (a) Valid Contract (b) Void and Voidable Contracts (c) Contingent Contract (d) Wagering Contract |
| 5. | Underwriting of Insurance | 5 Marks |
| (a) Meaning (b) Procedure (c) Proposal for cover note (d) Certificate of Insurance (e) Renewal procedure (f) Premium |
| 6. | Claim | 5 Marks |
| (a) Meaning (b) Factors to be Considered (c) Arbitration Procedure (d) Methods of settlement |
| 7. | Salesmanship and Services | 10 Marks |
| (a) Meaning (b) Qualities of a salesman (c) Phases of salesmanship (d) Techniques Of selling (e) Method s Of convassing (f) Servicing |
Books Recommended
1. General Insurance for Class XI by the CBSE
2. A Textbook Of Insurance by Janardhan, Rao and
Prabhu Dutta published by Durga Pustak Bhandar
| One Paper | 3 Hours | 100 Marks |
| Units | Unitwise Weightage | Marks | |
| 1. | Introduction to General Insurance | 5 | |
| 2. | Fire Insurance | 25 | |
| 3. | Marine Insurance | 25 | |
| 4. | Miscellaneous Insurance : | 40 | |
| (a) Motor Vehicle Act and Motor Insurance | 8 | ||
| (b) Insurance of Persosn | 8 | ||
| (c) Insurance of Property | 8 | ||
| (d) Insurance of liability and interest | 8 | ||
| (e) Package Policy | 8 | ||
| 5. | Simple Case Problems | 5 | |
| -Fire Insurance | |||
| -Marine Insurance | |||
| 1. | Introduction to General Insurance | 5 Marks |
| (a) Growth of General Insurance (b) Functions of Insurance |
| 2. | Fire Insurance | 25 Marks |
| (a) Meaning and its importance | ||
| (b) Fundamental Principles of Fire Insurance | ||
| (c) Special perils | ||
| Kinds of Policies | ||
| (a) Valued and valuable policies (b) Specific policy (c) Excess policy (d) Stock declaration policy (e) Floating Policy (f) Comprehensive policy (g) Consequential Loss Policy ( h) Average Policy (i) Building in course of construction |
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| Procedure of Effecting and Settlement | ||
| (a) Procedure of effecting a fire policy (b) Procedure for settlement of claims |
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| 3. | Marine Insurance | 25 Marks | |
| (a) Meaning and importance (b) Subject matter of marine insurance (c) Fundamental Principles (d) Warranties |
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| Type of Policies | |||
| (a) Voyage policy (b) Time policy (c) Mixed policy (d) Floating policy (c) Cargo policy (f) Blanket policy (g) Freight policy (h) Valued and unvalued policies (i) . Single vessel and Fleet policies (j) Declaration policy (k) Port risk policy |
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| Effecting a Marine insurance policy Marine losses and its classification Recovery and claim Procedures Settlement of marine insurance claims | |||
| 4. | Miscellaneous Insurance | 40 Marks |
| (A) Motor Vehicle Act and Motor Insurance (a) Motor Vehicle Act, 1939 (b) Scope (c) Types of Motor Vehicles (d) Type of policies (e) Motor accident claims (f) Tribunals |
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| (B) Insurance of Persons (a) Personal Accident (PA) (b). Gramin Accident Scheme (GAS) (c) Janatha Personal Accident (JPA) (d) Personal accident for school going children (e) Group personal accident insurance |
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| (C) Insurance of Property: (a) Burglary Insurance and its different types (b) Baggage Insurance (c) Money-in-Transit Insurance (d) All risk policy |
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| (D) Insurance of Liability and Interest : (a) Public Liability (h) Professional indemnity (c) Different types of fidelity guarantee (d) Worker' Compensation Insurance |
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| (E) Paakage Policy: (a) Domestic Multi-risk Insurance (b) Traders' Combined Insurance (c) Bankers' Blanket Policy (d) Jewellers' Block Insurance |
| 5. | Simple Case Problems | 5 Marks |
| (a) On Fire Insurance (b) On Marine Insurance |
Books Recommended
| 1. | A Textbook of Insurance by Janardan Rao and Prabhu Dutta Dass, published by Durga Pustak Bbaiidar. |
| 2. | Principles and Practices of insurance by G. Panda published by Kalyani Publishers, N. D. |